Professional Indemnity for Accident & Claims
Management Services

The need for professional indemnity insurance

Did you know that if your business operates in the area of accident and claims management, handling personal injury claims, then you are now legally obliged to have professional indemnity insurance cover in place? If this applies to you, there is no need to worry as you can now get your professional indemnity insurance sorted out straight away.

How to arrange your professional indemnity cover

All you have to do to get your instant cover is complete a quick quote form and then email it straight back to us. Alternatively, you can send us your renewal proposal form and once received, we can check with our panel of leading UK insurers to obtain the most appropriate premium and cover for your situation.

Quotation

	Complete our online quote form and we'll get back to you as soon as we can.
OR
	Complete our quick quote form in Microsoft Word format and email it to us at  office@jhib.co.uk.  (or you can simply email your renewal proposal form).

You can also call us on 01270 252 252 to speak to one of our advisors. Don't forget, if you need any other Insurance Cover for yourself or your business, we can help with that too.

Contact us to discuss your policy requirements

If you would prefer, you can call us on 01270 252 252 to speak with one of our specialist insurance advisors. You can also let us know when your insurance is ready for renewal by registering your renewal date online. We will then get in contact with you nearer the time to discuss your options. Should you ever have need for any other type of insurance cover for your business, then rest assured that we can help with that too. Through our swift independent broker service you will be able to take your pick from a wide range of competitive quotes on many different insurance products.

Useful information on compensation regulations

The recent Compensation (Claims Management Services) (Amendment) Regulations 2008 (made pursuant to the Compensation Act 2006) make amendments to the Compensation (Claims Management Services) Regulations 2006. The 2008 Regulations come into force in part on the 1st of July, bringing with it a requirement for authorised persons who provide representation for claimants in the area of personal injury claims to take out and maintain professional indemnity insurance, complying with the specified minimum terms. Regulation 3 of the Compensation (Claims Management Services) (Amendment) Regulations 2008 amends Regulation 21 of the 2006 Regulations, stating the requirements as follows:

"Minimum terms of professional indemnity insurance

21B. — (1) The contract of professional indemnity insurance must—
(a) comply with the requirements in paragraphs (2) to (5);
(b) provide cover where an authorised person or an employee —
(i) represents a client in the course of providing or purporting to provide regulated claims management services; and
(ii) may be liable for their actions.
(2) The minimum level of indemnity in the contract of professional indemnity insurance must be–
(a) £250,000 for a single claim; and
(b) £500,000 for aggregated claims.
(3) Where the contract for professional indemnity insurance includes an excess, this must not be greater than £10,000 per claim.
(4) The contract for professional indemnity insurance must contain cover in respect of legal defence costs. (5) The contract for professional indemnity insurance must provide for continuous cover for all claims —
(a) first made against the insured during the period of insurance; or
(b) made against the insured during or after the period of insurance and arising from claims first notified to the insurer during the period of insurance."


(text extracted from The Compensation (Claims Management Services) (Amendment) Regulations 2008)

Cover to meet your specific needs

At John Heath we are able to provide professional indemnity cover that not only meets, but exceeds the 2008 regulatory requirements. As well as this, we can usually provide quotations within just 24 hours.
If you would like to discuss your requirements further, then please get in touch and talk with one of our advisors. Our aim is to provide the professional indemnity insurance policy that is right for you.

Further information

For a quote or further information please contact us and we will be happy to help. You can also register your renewal date and we’ll contact you when your insurance is due for renewal.