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Directors and Officers

Directors and officers liability insurance provides financial protection and therefore peace of mind for directors. It covers your personal liability when managing the affairs of a company in your capacity as a director. Even if a director is not liable, there may still be significant costs involved in defending your reputation and livelihood. Directors of small private companies are subject to similar duties as listed companies.

Further Information

DIrectors and Officers insurance is vital to protect the liability of directors when carrying out their duty as a director. A directors and officers claim (read about d&o claims examples) can come from many sources - statute, common law, regulations (eg Health & Safety) all of which can be covered with adequate and appropriate D&O policy cover. The extent of the directors and officers coverage can be seen by reading the summary of cover and the policy wording. Any further queries regarding the policy cover can be directed to our office where we would be happy to help.

Directors and Officers Liability is a relatively new concept to many smaller businesses but it is equally as relevant to them as it is to the larger corporate multi-nationals and plc's. Exactly the same rules and regulations apply to small businesses as to larger companies and it is no surprise to see that the percentage of larger companies purchasing appropriate cover is much higher than for smaller businesses. In many cases, the exposure for a director in terms of his/her own liability, is very much greater with a smaller company - please see 'why you need directors & officers cover' for more details.

This type of policy can also be arranged for non-profit/not for profit organisations as well as charities and charitable organisations. These organisations are not eligible for our online facility but we can assist with a quotation via our office.

You can get a quote for Directors and Officers liability insurance via our online quote facility.

Call 08000 74 35 35 for your quotation today or to speak to our specialists who can provide you with further information on the range of policies and cover available. You can also register your renewal date and we’ll contact you when your insurance is due for renewal.