Directors & Officers Insurance - Cover

A summary of the cover usually provided

Cover can vary between insurers but in general, you would expect to find the following in a directors and officers policy:

Cover features

  • Legal defence costs and damages awarded against a director or officer of the company arising from a Wrongful Act by a director or officer of the company
  • Legal costs and damages on behalf of the company if the company is legally permitted to indemnify the directors or officers
  • Cover for the directors and officers of the company and all subsidiaries at the policy inception date
  • Pollution defence costs on behalf of directors and officers

Significant exclusions

  • Bodily injury and property damage
  • Fraud, dishonesty and illegal profits
  • Breach of professional services
  • Known claims or circumstances at the policy inception date

Further information

Get your directors & officers quote online or contact us for a quotation or simply to speak to our Advisors who can provide you with further information on the range of policies and cover available. You can also register your renewal date and we’ll contact you when your insurance is due for renewal.

 

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John Heath Insurance Brokers LLP. Registered number OC339668. Registered office: Arrowscroft 142 Nantwich Road Crewe Cheshire CW2 6BG. Authorised and Regulated by the Financial Services Authority