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	<title>Professional Indemnity, Liability and Small Business Insurance Articles</title>
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		<title>Twitter sued in defamation row</title>
		<link>http://www.jhib.co.uk/articles/twitter-sued-in-defamation-row/1344/</link>
		<comments>http://www.jhib.co.uk/articles/twitter-sued-in-defamation-row/1344/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 08:54:20 +0000</pubDate>
		<dc:creator>Christopher</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Professional indemnity insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1344</guid>
		<description><![CDATA[The micro-blogging site Twitter is reportedly being sued by an Australian man who claims another user defamed him in a tweet. Joshua Meggitt was reportedly accused in a tweet by writer and TV personality Marieke Hardy of authoring a long-running blog which had published “ranting, hateful” articles about her. Her tweet in November 2011 read ...]]></description>
			<content:encoded><![CDATA[<p>The micro-blogging site Twitter is reportedly being sued by an Australian man who claims another user defamed him in a tweet. </p>
<p>Joshua Meggitt was reportedly accused in a tweet by writer and TV personality Marieke Hardy of authoring a long-running blog which had published “ranting, hateful” articles about her. Her tweet in November 2011 read as follows:</p>
<blockquote><p>&#8220;I name and shame my &#8216;anonymous&#8217; internet bully. Liberating business! Join me&#8221;.</p></blockquote>
<p>There was also a link in this message leading back to Ms Hardy’s own blog, in which Mr Meggitt was named as the author of the vitriolic blog articles. </p>
<p>Mr Meggitt has already filed and settled a defamation lawsuit against Ms Hardy, receiving $15,000 in damages. He is now planning to sue Twitter as the publisher of the Tweet, although he has no plans to sue those who re-tweeted Ms Hardy’s message. </p>
<p>His argument is that he was not a member of the site at the time of the incident, so was not subject to Twitter’s terms and conditions relating to users’ responsibility for their own comments. He claims that Twitter, which is likely to have professional indemnity insurance in place, is a publisher like any other and as such, it is liable to be sued for defamation. </p>
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		<title>US banks sued by NY state prosecutor over ‘illegal home seizures’</title>
		<link>http://www.jhib.co.uk/articles/us-banks-sued-by-ny-state-prosecutor-over-illegal-home-seizures/1342/</link>
		<comments>http://www.jhib.co.uk/articles/us-banks-sued-by-ny-state-prosecutor-over-illegal-home-seizures/1342/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 10:43:18 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Professional indemnity insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1342</guid>
		<description><![CDATA[Three of the largest banks in the US are reportedly being sued by the state prosecutor for New York, Eric Schneiderman, over claims that they misused a national private electronic mortgage registry and facilitated the illegal seizure of homes. Mr Schneiderman is accusing Wells Fargo, Bank of America and JPMorgan Chase of pursuing improper foreclosures ...]]></description>
			<content:encoded><![CDATA[<p>Three of the largest banks in the US are reportedly being sued by the state prosecutor for New York, Eric Schneiderman, over claims that they misused a national private electronic mortgage registry and facilitated the illegal seizure of homes. </p>
<p>Mr Schneiderman is accusing Wells Fargo, Bank of America and JPMorgan Chase of pursuing improper foreclosures on homes by misusing the information in the Mers loan registry owned by Merscorp, which is also named in the lawsuits. </p>
<p>It is alleged that foreclosures on many homes were pursued despite the fact that Merscorp did not possess or own the proper promissory note at the time, and therefore these foreclosures did not have legal standing. </p>
<p>The complaint states that since 2006, JPMorgan filed 85 foreclosures under Mers’ name, whilst BofA filed 95 and Wells Fargo filed 110. It goes on to accuse the banks of covering their tracks by backdating documents. </p>
<p>Wells Fargo, which along with the other banks will have to rely on its professional indemnity insurance if it loses the case, commented on the allegations, saying:</p>
<blockquote><p>“We refute the attorney-general’s claims and will defend the case vigorously in court.”</p></blockquote>
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		<title>Hertfordshire firm fined over worker fall</title>
		<link>http://www.jhib.co.uk/articles/hertfordshire-firm-fined-over-worker-fall/1338/</link>
		<comments>http://www.jhib.co.uk/articles/hertfordshire-firm-fined-over-worker-fall/1338/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 09:15:12 +0000</pubDate>
		<dc:creator>Christopher</dc:creator>
				<category><![CDATA[Employers liability insurance]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1338</guid>
		<description><![CDATA[A company from Hertfordshire has been fined by the Health and Safety Executive (HSE) after a worker fell at one of its factories. It may now need to rely on its employers’ liability insurance if the injured employee decides to pursue compensation. Benchmark Fabrication Ltd was investigated by the HSE and order to pay fines ...]]></description>
			<content:encoded><![CDATA[<p>A company from Hertfordshire has been fined by the Health and Safety Executive (HSE) after a worker fell at one of its factories. It may now need to rely on its employers’ liability insurance if the injured employee decides to pursue compensation.</p>
<p>Benchmark Fabrication Ltd was investigated by the HSE and order to pay fines of £20,000 after 47-year-old employee Denis Cronin fell six feet from warehouse racking to a wooden pallet below. He seriously injured his pelvis in the fall, and needed at least three months to fully recover. </p>
<p>HSE officers looking into the incident discovered that Mr Cronin had been told by his manager to climb parts of the racking like he would a ladder. Although an extremely dangerous thing to do, it appeared to be standard practice at the firm’s warehouse. </p>
<p>As Mr Cronin’s employer, Benchmark Fabrication Ltd had a responsibility to look after his health and safety whilst at work. Due to its failure to do so, the company received a hefty fine. If Mr Cronin decides to file for injury compensation, the firm will have to rely on its employers’ liability insurance, which all employers’ are required by law to have, to cover any damages awarded. </p>
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		<title>Daily Mail sued for defamation by TV psychic Sally Morgan</title>
		<link>http://www.jhib.co.uk/articles/daily-mail-sued-for-defamation-by-tv-psychic-sally-morgan/1335/</link>
		<comments>http://www.jhib.co.uk/articles/daily-mail-sued-for-defamation-by-tv-psychic-sally-morgan/1335/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 15:51:29 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Professional indemnity insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1335</guid>
		<description><![CDATA[The TV psychic Sally Morgan, who was reportedly the former psychic for Princess Diana, is suing the Daily Mail newspaper for defamation. Morgan is understood to have taken issue with an article published in the newspaper in September 2011 which accused her of being a fraud. The article, which ran under the heading “What a ...]]></description>
			<content:encoded><![CDATA[<p>The TV psychic Sally Morgan, who was reportedly the former psychic for Princess Diana, is suing the Daily Mail newspaper for defamation. </p>
<p>Morgan is understood to have taken issue with an article published in the newspaper in September 2011 which accused her of being a fraud. The article, which ran under the heading “What a load of crystal balls!”, alleges that Morgan was pretending to have psychic powers to scam vulnerable audiences. </p>
<p>The writers of the article went on to accuse Morgan of wearing a hidden earpiece, through which she received and repeated instructions from members of her team.</p>
<p>In the lawsuit, filed at the High Court recently, Morgan says that the article defamed her reputation as well as causing her substantial distress, embarrassment and hurt. She is seeking £150,000 in damages from the owner of the Daily Mail, Associated Newspapers, which will need to rely on its professional indemnity insurance if the TV psychic wins her case. </p>
<p>Even though at the time the story went out, it was widely reported in many other national newspapers, Morgan has named only Associated Newspapers as a defendant in her lawsuit. </p>
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		<title>Netflix faces class action lawsuit from investors</title>
		<link>http://www.jhib.co.uk/articles/netflix-faces-class-action-lawsuit-from-investors/1333/</link>
		<comments>http://www.jhib.co.uk/articles/netflix-faces-class-action-lawsuit-from-investors/1333/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 10:56:29 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Professional indemnity insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1333</guid>
		<description><![CDATA[Just a week or so after it launched in the UK and Ireland, the online content streaming service Netflix is reportedly facing a new class action lawsuit from a number of its investors. A report in the Guardian claims that Netflix’s investors are suing because they believe the management of the company to have misled ...]]></description>
			<content:encoded><![CDATA[<p>Just a week or so after it launched in the UK and Ireland, the online content streaming service Netflix is reportedly facing a new class action lawsuit from a number of its investors. </p>
<p>A report in the Guardian claims that Netflix’s investors are suing because they believe the management of the company to have misled shareholders as to the health of the business, whilst at the same time cashing in $90 million of stock whilst the price was at a record high. </p>
<p>In the lawsuit, which was filed recently in the US state of California, it is alleged:</p>
<blockquote><p>&#8220;Defendants&#8217; statements about Netflix&#8217;s ability to secure content and maintain profit margins were crucial to investors&#8217; evaluation of Netflix.</p>
<p>&#8220;Rather than fully disclose the devastating cost increases which were then threatening Netflix&#8217;s entire business, defendants talked about its ability to grow. Specifically, defendants concealed negative trends in Netflix&#8217;s business.&#8221;</p></blockquote>
<p>It is not known what damages, if any, the investors involved in the lawsuit are seeking, but if it should lose the case when it goes to court, Netflix is likely to have to use its professional indemnity insurance to cover its costs. </p>
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		<title>Actor Neil Morrissey wins libel compensation from Associated Newspapers</title>
		<link>http://www.jhib.co.uk/articles/actor-neil-morrissey-wins-libel-compensation-from-associated-newspapers/1329/</link>
		<comments>http://www.jhib.co.uk/articles/actor-neil-morrissey-wins-libel-compensation-from-associated-newspapers/1329/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 09:25:18 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Professional indemnity insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1329</guid>
		<description><![CDATA[The comedy actor Neil Morrissey has reportedly been awarded a substantial amount in compensation after successfully suing Associated Newspapers for libel. The case centres on two articles which were published in British tabloid the Daily Mail back in March 2010, in which it was claimed that Morrissey was banned from a bar in France due ...]]></description>
			<content:encoded><![CDATA[<p>The comedy actor Neil Morrissey has reportedly been awarded a substantial amount in compensation after successfully suing Associated Newspapers for libel.</p>
<p>The case centres on two articles which were published in British tabloid the Daily Mail back in March 2010, in which it was claimed that Morrissey was banned from a bar in France due to drunken and rowdy behaviour. </p>
<p>In one of the articles, it was stated that the owner of a bar near the actor’s holiday home in France had put up a poster behind the bar featuring Morrissey’s picture and the warning “do not serve this man”.</p>
<p>Although the editors of the newspaper later apologised to Morrissey, after he had proved that the allegations were untrue, the actor made the decision to take his case to the High Court. </p>
<p>Morrissey, 49, has now been awarded what has been described as a substantial amount in compensation from Associated Newspapers, which owns the Daily Mail. The organisation will have to use its professional indemnity insurance to pay compensation to Morrissey.</p>
<p>The actor, who is best known for starring in comedy show Men Behaving Badly and for providing the voice to animated character Bob the Builder, is said to be “very pleased” with the outcome of the case. </p>
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		<title>Ikea forced to recall faulty high chairs</title>
		<link>http://www.jhib.co.uk/articles/ikea-forced-to-recall-faulty-high-chairs/1327/</link>
		<comments>http://www.jhib.co.uk/articles/ikea-forced-to-recall-faulty-high-chairs/1327/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 10:02:33 +0000</pubDate>
		<dc:creator>Christopher</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Product liability insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1327</guid>
		<description><![CDATA[The international furniture company Ikea has been forced to recall a batch of its children’s high chairs after receiving a number of complaints from parents whose children were injured. The affected product is the Antilop self-assembly high chair, which sells for around £10.99. It comes with a safety belt attached to the plastic chair, and ...]]></description>
			<content:encoded><![CDATA[<p>The international furniture company Ikea has been forced to recall a batch of its children’s high chairs after receiving a number of complaints from parents whose children were injured. </p>
<p>The affected product is the Antilop self-assembly high chair, which sells for around £10.99. It comes with a safety belt attached to the plastic chair, and Ikea has warned that in some of the high chairs, this belt can come “open unexpectedly”. </p>
<p>Ikea is understood to have received around eight complaints about the defective chairs so far, and three children have sustained minor injuries because of the faulty safety belts. The company could need to rely on its product liability insurance if any of the parents of these injured children decide to file lawsuits for compensation. </p>
<p>In a statement, Ikea explained the problem with the chairs and reassured parents, saying:</p>
<blockquote><p>“The high chair belt can open unexpectedly in use, creating a fall hazard.</p>
<p>“Ikea has received eight reports of belt opening, including three resulting in minor injury when a child fell from the high chair.</p>
<p>“No other high chairs are affected. Ikea apologises for any inconvenience this may cause.”</p></blockquote>
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		<title>AT&amp;T settles patent infringement lawsuit for $215m</title>
		<link>http://www.jhib.co.uk/articles/att-settles-patent-infringement-lawsuit-for-215m/1324/</link>
		<comments>http://www.jhib.co.uk/articles/att-settles-patent-infringement-lawsuit-for-215m/1324/#comments</comments>
		<pubDate>Sun, 08 Jan 2012 09:47:04 +0000</pubDate>
		<dc:creator>Richard</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Professional indemnity insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1324</guid>
		<description><![CDATA[The US wireless carrier AT&#038;T has reportedly settled a patent infringement lawsuit filed against it by the digital video recorder giant TiVo for a total of $215 million. The case came about after TiVo filed lawsuits against two other companies – EchoStar and Dish Network – over a patent relating to time warp technology. The ...]]></description>
			<content:encoded><![CDATA[<p>The US wireless carrier AT&#038;T has reportedly settled a patent infringement lawsuit filed against it by the digital video recorder giant TiVo for a total of $215 million. </p>
<p>The case came about after TiVo filed lawsuits against two other companies – EchoStar and Dish Network – over a patent relating to time warp technology. </p>
<p>The suit against AT&#038;T was filed in the United States District Court for the Eastern District of Texas back in August 2009, with TiVo claiming that the company breached three of its patents relating to the way the user stores programs at the same time as viewing or reviewing others. </p>
<p>AT&#038;T has now agreed to settle the case for a total of $215 million in damages, which the company will have to pay using its professional indemnity insurance, if it has any. TiVo has said that initially, AT&#038;T will make a payment of $51 million, followed by quarterly payments until June 2018. </p>
<p>In exchange for all litigation to be dropped and for a cross licensing deal to be set up between the two companies, AT&#038;T must also agree to pay an additional license fee every month if its DVR user base grows beyond a certain size. </p>
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		<title>Fife karting firm faces £1m public liability case following accident</title>
		<link>http://www.jhib.co.uk/articles/fife-karting-firm-faces-1m-public-liability-case-following-accident/1320/</link>
		<comments>http://www.jhib.co.uk/articles/fife-karting-firm-faces-1m-public-liability-case-following-accident/1320/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 09:06:28 +0000</pubDate>
		<dc:creator>Susan</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Public liability insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1320</guid>
		<description><![CDATA[A leisure firm based in the Scottish county of Fife is reportedly facing a public liability case which could result in a damages payment of £1 million, after a teacher suffered an accident at one of its karting tracks. Driveflight, a company based in Glenrothes but which has karting tacks in a number of different ...]]></description>
			<content:encoded><![CDATA[<p>A leisure firm based in the Scottish county of Fife is reportedly facing a public liability case which could result in a damages payment of £1 million, after a teacher suffered an accident at one of its karting tracks.</p>
<p>Driveflight, a company based in Glenrothes but which has karting tacks in a number of different locations, is being sued by a woman over an incident at its Aberdeen Kartstart circuit.</p>
<p>Craft and design teacher Julie Markie claims she was checking on a pupil at the side of the karting track when another pupil drove into the pit area at speed, entering through an open gate. She suffered a number of injuries to her feet, ankles and legs as a result of the incident, and is also said to have developed post-traumatic stress disorder.</p>
<p>According to court papers, Ms Markie is suing Driveflight for £1 million in compensation, which the company will have to pay using its public liability insurance if it loses the case. However, Driveflight has stated that it plans to vigorously defend itself in court, and in documents lodged by its solicitors, the company said:</p>
<blockquote><p>&#8220;Any incident involving the pursuer was the full fault of the pupil.&#8221;</p></blockquote>
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		<title>Rangers FC owner to sue BBC for defamation</title>
		<link>http://www.jhib.co.uk/articles/rangers-fc-owner-to-sue-bbc-for-defamation/1318/</link>
		<comments>http://www.jhib.co.uk/articles/rangers-fc-owner-to-sue-bbc-for-defamation/1318/#comments</comments>
		<pubDate>Sat, 31 Dec 2011 09:56:57 +0000</pubDate>
		<dc:creator>Christopher</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Professional indemnity insurance]]></category>

		<guid isPermaLink="false">http://www.jhib.co.uk/articles/?p=1318</guid>
		<description><![CDATA[The owner of Rangers Football Club, Craig Whyte, is reportedly seeking legal advice in preparation to launch a lawsuit against BBC Scotland for defamation over a documentary it aired about him in October. Mr Whyte is understood to have consulted Glasgow law firm Bannatyne Kirkwood France (BKF) and Co. to start legal proceedings against BBC ...]]></description>
			<content:encoded><![CDATA[<p>The owner of Rangers Football Club, Craig Whyte, is reportedly seeking legal advice in preparation to launch a lawsuit against BBC Scotland for defamation over a documentary it aired about him in October. </p>
<p>Mr Whyte is understood to have consulted Glasgow law firm Bannatyne Kirkwood France (BKF) and Co. to start legal proceedings against BBC Scotland. He is claiming that the documentary, entitled Rangers: The Inside Story, made “unfounded and defamatory allegations” against him in relation to alleged criminality in his past dealings.</p>
<p>Under Scottish Law, Mr Whyte has up to three years from the date the documentary was aired to launch a lawsuit for defamation of character.  </p>
<p>In response to Mr Whyte’s claims, a spokesperson for BBC Scotland said:</p>
<blockquote><p>&#8220;We stand by the investigation which was produced according to our rigorous editorial standards on fairness, accuracy and impartiality.</p>
<p>&#8220;As the programme makes clear, Craig Whyte took the opportunity to respond to questions which were put to him during the course of the production.&#8221;</p></blockquote>
<p>If the case does go to court, BBC Scotland may need to rely on its professional insurance in order to fight the case. </p>
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